Final Plan Solutions Independent Insurance Agency Call Now: (813) 212-7821
Trusted Coverage for Families

Affordable Life Insurance to Protect Your Family's Future

Compare quotes from A-rated carriers in minutes. Our licensed agents help you find coverage that fits your budget — even with health conditions, no medical exam required for most plans.

Speak with a licensed agent now
(813) 212-7821 Tap to Call — Free Quote
Agents available now · Mon–Fri 8am–8pm EST
100% Free Quote No Obligation A-Rated Carriers Only Licensed in All 50 States
How It Works

Get Covered in Three Simple Steps

No paperwork hassle. No pushy salespeople. Just clear answers from a licensed agent.

1

Call or Request a Quote

Speak with a licensed agent in under a minute. Tell us your age, health, and coverage needs.

2

Compare Real Options

We shop multiple A-rated carriers to find your best rate. You'll see plans side-by-side, in plain English.

3

Apply in Minutes

Most policies are approved same-day with no medical exam. Coverage can begin as soon as your first payment.

Coverage Options

Built Around Your Life Stage

Whether you're protecting your family from final expenses or building a legacy, we have a plan for you.

Final Expense

Ages 50–85

Affordable whole life designed to cover funeral, burial, and end-of-life costs — so your family isn't burdened.

  • Coverage from $5,000 to $50,000
  • No medical exam on most plans
  • Coverage available with health conditions
  • Premiums never increase
  • Builds cash value over time

Whole Life

Ages 18–80

Permanent life insurance that lasts your whole life with guaranteed level premiums and a tax-free death benefit.

  • Coverage up to $100,000
  • Lifetime protection guaranteed
  • Cash value grows tax-deferred
  • Borrow against your policy if needed
  • Simplified application process

Indexed Universal Life

Ages 18–75

Permanent coverage plus a tax-advantaged growth component tied to market index performance — without market losses.

  • Tax-free retirement income potential
  • Downside protection (0% floor)
  • Flexible premium payments
  • Living benefits included
  • Build wealth while protected
A-Rated
Only top-rated carriers in our network
$0
Cost to compare quotes — no obligation
15 min
Average call to find the right plan
All 50
States licensed across the country

We Shop the Top Carriers For You

As an independent agency, we compare plans across leading A-rated insurance companies, including:

Mutual of Omaha Transamerica Americo Corebridge Financial Ethos Fidelity Life

Final Plan Solutions is an independent insurance agency and is not affiliated with, sponsored by, or endorsed by any specific insurance carrier listed above. Carrier names and marks are the property of their respective owners.

Ready to Get Covered?

Speak with a licensed agent now. No pressure, no obligation, just real answers.

(813) 212-7821
Mon–Fri 8am–8pm EST · Sat 9am–5pm EST
Common Questions

Frequently Asked Questions

Everything you should know before choosing a life insurance plan.

Most of our final expense and simplified-issue whole life plans require no medical exam — only a short health questionnaire. For our IUL and larger whole life plans, some carriers may request basic health information, and we have guaranteed-issue options for those with serious health conditions.
Premiums depend on your age, health, gender, coverage amount, and the carrier. Final expense plans often start as low as $30–$50 per month for seniors. The best way to know your exact rate is a free, no-obligation quote — call us and we'll have numbers for you in minutes.
Yes. We work with carriers that accept a wide range of health conditions, including diabetes, high blood pressure, heart conditions, and more. For more serious conditions, we offer guaranteed-issue plans that accept everyone within the eligible age range — no health questions asked.
Many of our plans offer same-day approval. The application typically takes 15–20 minutes by phone, and coverage can begin as soon as your first payment clears.
None. Speaking with us is completely free, and there's no pressure to enroll. Our role is to give you clear information and compare your options. Whether you sign up today, next month, or never — that's entirely your choice.
We're an independent insurance agency — that means we don't issue policies ourselves. Instead, we shop and compare plans from multiple A-rated insurance carriers to find you the best rate. All policies are issued and underwritten by the insurance company, and our agents are state-licensed insurance producers.

Prefer We Call You?

Tell us a bit about yourself and a licensed agent will reach out — usually within 15 minutes during business hours.

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Tap to Call (813) 212-7821